Experience Ordvel Pay & Rewards

    Ordvel Pay gives buyers a secure place to pay and gives sellers a faster, more reliable way to receive funds after a customer completes payment. Loyalty coins can also be redeemed for marketplace value without turning the wallet into a cash account.

    Ordvel Pay user managing their digital wallet

    Transaction Fees

    Save 50% with Ordvel Pay

    Future-Proof
    Gateway Security

    Ordvel Pay is engineered to scale from a digital ledger into a fully native internet payment gateway infrastructure with high-level encryption standards.

    PIN Control

    4-digit lock strictly required on all outgoing liquidity execution bounds.

    Session Auth

    Rigorous continuous verification matching client sessions against header tokens.

    PCI-DSS Setup

    Engineering fail-safe guidelines aligning with global banking mandates.

    Secure Digital Payouts

    Sellers receive their funds as soon as the buyer's payment is confirmed. We then route that settlement to the seller's verified wallet or payout destination without adding unnecessary delay.

    • Instant Checkout

      Pay directly with simple single-tap accurate order confirming metrics.

    • Refunds & Settlements

      If a refund is approved, Ordvel notifies the seller and deducts the amount from the seller's next settlement before the remaining balance is paid out.

    • P2P Transfers

      Send money between addresses instantly using verified Accounts pins setup.

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    Save 50% on Transaction Fees

    Pay directly with Ordvel Pay and your transaction fee percentage is cut exactly in half at checkout.

    OrdvelPay

    Digital Wallet

    5125 4467 6512 8901

    Available Balance

    GHS 12,450.00

    Cardholder

    Ordvel User

    1,250
    Active

    Fair & Transparent Fees

    Our settlement engine is designed to handle all logistics and processing costs automatically, ensuring sellers receive their net earnings with zero manual intervention.

    Delivery Fee

    Kept by Ordvel to settle logistics and rider costs. Sellers only focus on the goods.

    Platform Commission

    A small percentage deducted from the subtotal to maintain the marketplace ecosystem.

    Transaction Fees

    Prorated across sellers. Use Ordvel Pay to get a 50% discount on these processing fees!

    VAT on Commission

    Deducted only for tax-compliant sellers based on the platform's commission.

    The Settlement Formula

    Net Payout =

    (Item Price) - (Commission) - (VAT on Commission) - (Prorated Transaction Fee)

    Practical Example:
    Item Price: 100 GHS
    Commission (10%): -10.00 GHS
    VAT (15%): -1.50 GHS
    Transaction Fee: -1.95 GHS
    Seller Receives:86.55 GHS
    "Settled into the seller's Ordvel Pay wallet as soon as the buyer payment is confirmed."

    Payout Safeguards & Limits

    We implement robust business rules and AI fraud detection to ensure the integrity of every transaction and protect your capital.

    Buyer Daily Caps

    Bronze200 GHS
    Silver500 GHS
    Gold1,500 GHS
    Platinum5,000 GHS

    Caps increase as you earn more loyalty points and climb tiers.

    Seller Payouts

    Immediate Settlement

    Once a buyer pays for an order, the seller's net amount is settled into their wallet or verified payout destination with no added waiting period for routine sales.

    Refund Recovery

    If a refund is approved later, Ordvel Mall notifies the seller and deducts the amount from the next settlement before any remaining balance is paid out.

    Ordvel’s AI Fraud Analysis flags high-risk requests (Risk ≥ 90) for manual admin verification.

    Anti-Abuse (AML)

    Commerce First

    Users must complete at least one order using their wallet before requesting a payout.

    This ensures Ordvel Pay is used for commerce, not solely as a money-transfer service.

    Redeem & Spend Categories

    Exchange loyalty actions into actual monetary cred buffers granting full conversion absolute flexibility.

    Redeem for Coupons

    Exchange fixed thresholds for 10% - 20% discounts dynamically usable during checking basket checkout rates triggers.

    Redeem for Marketplace Credit

    Coins can be redeemed into bonus balance that works as store credit for checkout on the marketplace. It is not cash and is not withdrawable.